Blog

The Ins and Outs of Home Mortgage

home mortgage

Are you dreaming of home ownership?  

Have you spent countless hours surfing the Internet looking for that perfect house? If so, we bet you’re getting excited about making your dream a reality.

Whether you are a first-time homeowner or an experienced buyer we have some important tips for you to ensure you feel confident that your home buying process will go smoothly.

We understand that applying for a home mortgage can be somewhat unnerving especially if you’re not fully aware of how the process works. Before you start on your home buying journey, we encourage you to read through this mortgage guide and make sure you know what lies ahead.

Let’s start at the very beginning - even before you start the pre-approval process.

We don’t want anything to jeopardize your chances for being approved for a home loan, so we have come up with a list of all the things you need to keep in mind before applying for a mortgage. We want to make sure you are a good candidate to get a loan so follow these tips before applying for a loan.

  1. Shop Around - Any market has thousands of mortgage brokers, and each broker has access to hundreds of home loan programs. Whatever your circumstances, there is a home loan out there to suit you. The more mortgage brokers and financing professionals you speak to, the more likely it is that you will encounter someone who knows the home loan program right for you.
     
  2. Gather and Secure – Most lenders will have a standard home mortgage package they’ll provide you.  This is the first step in gathering and securing the paperwork the lender will need to process your loan application.  Typically, you will need to provide the following:
     
    • A month a recent pay stubs
    • Two years of tax returns
    • Three months of bank statements
    • Documentation on any large (non-payroll) deposits or withdrawals
  3. Know What you can Afford – Knowing how much you can afford will gain you more respect from the listing agents.  By knowing how much home you can afford before you start shopping you will avoid wasting your time looking at unaffordable properties, and the REALTOR® will be more than willing to show you the homes in your price range. Most home lenders use the 28/36 rule. This means your monthly mortgage payment can be no more than 28% of your gross income. Your total debt, including potential mortgage, auto loans, and other monthly installment payments must not account for more than 36% of your gross income. Some lenders may be more or less strict than this, but this is a typical guideline to use to figure out what you can afford.

  4. What is your Score? – Your credit score is one of the key factors in getting approved for a home loan. Know what your score is and work on raising it if you fall below the industry standard for home loans. You don’t need perfect credit to qualify a score of 620 or higher will do. However, if you fall below that standard, there are programs that look at a lot more than just your credit score and will qualify you with a lower score if you meet other requirements. A credit score is easily available at the three credit reporting agencies - Experian, Equifax, and Trans Union. A credit score will provide the lender with the information about the credit risk you are as a borrower. Knowing your credit score will tell you where you stand as a borrower and will determine the type of loan you can qualify for.

    • Pull your scores from all three of the major credit bureaus.

    • Make sure there are no mistakes and dispute any problems if you find any.

    • Pay off any debts that you can to raise your score.​​​​​​​

  5. Say Goodbye to Debt – As we mentioned above lenders like to see less than 36% of your gross income being eaten up with debt. Work on lowering your debt ratio before applying for a loan and don’t forget to keep a good credit history.  Paying your bills on time is the main factor in keeping a clean credit history. Timeliness of payments holds the maximum points in your credit score. Your credit score decreases by 15-40% with thirty day late payments.

  6. Keep the IRS on your Side – Filling your taxes on time and current is a must when applying for a loan. Lenders will want to see two years or more of completed tax returns and will require you to sign a release allowing them to verify your information with the Internal Revenue Service (IRS).
     
  7. Keep Tabs on your Checkbook – One of the quickest ways to sabotage your home loan is not keeping your checkbook under lock and key before your loan is approved.  Avoid making any large purchases before, during and through the closing process.
     
  8. Pre-approval - There are few things in life as disappointing as losing out on the home of your dreams due to not being able to secure funding.  While the desire to get out there and search for that great home is understandable, it is vital to line up the financing you will need before you start shopping for a home. It will not be as fun as shopping for a home, but it’s so important. Getting pre-approved will let you know how much of a home you can afford and second it will show home sellers that you are serious about buying.  Don’t confuse pre-qualification with pre-approval. Pre-qualification is a fast way to get a ball-park figure of what you can afford, but pre-approval is what serious sellers and agents rely on.  The pre-approval process will take a little longer, but in the end, it is what you want to concentrate on before starting your house search.

Perfect! Now that you have been pre-approved don’t let your guard down.
 

Even after you’ve applied for a loan, there are things you need to be aware of to keep your new home dream on the right track.

  1. Stay Put – This is no time to go job hunting or switch how you’re being paid. Stable employment history is an important factor in securing a home loan. In most cases you’ll need to show steady employment for two years, so stay put wherever you are for the time being. However, lenders often will not derail the loan process if you change jobs in the same industry.
     
  2. No New Credit – Just as with the pre-approval process your debt-to-income is important to keep under check.  Try to avoid any large purchases, don’t rack up your credit card charges, and by all means don’t co-sign on any loans. New debt obligations will increase your debt to income ratios and will defiantly jeopardize your chances of qualifying at the closing process. This will also affect your FICO score which in turn can lower credit score resulting in higher interest rate and even your eligibility for approval.
     
  3. Bank Changes – You wouldn’t think changing banks would be a big deal, but lenders like to see consistency between your accounts. They need to track your assets, so moving banks in the middle of the loan process make the qualification process difficult for them.
     
  4. Don’t Close Accounts – Homeowners often believe that having less available credit makes them a better candidate for a home loan. However, a big part of your score is the length and depth of credit history. Your total usage of credit in comparison to your available credit can hurt your eligibility.

We understand how frustrating this process can be, but remember that any little change in your income, assets or credit can affect the home mortgage process. The best advice we can give you is to fully disclose all and any plans with your loan officer before you do anything that could hinder your eligibility status. Stay on track financially, stay put in the job you’re in and keep a close eye on any new purchases. If you follow all of these tips, you’ll be enjoying that new dream home before you know it.

If you have questions about the mortgage process, please contact us at 803.622.4596 or stop by and see us at Weichert Realtors Caughman Company, 120 Ellis Ave Ste C, Lexington, SC.

 

5 Home Features that Sell

home selling features

Every home buyer has a specific punch list of the things that are important to them. Whether it’s a good school district, close to shopping areas, or the square footage they all have a pre-determined list they work from.

Sure your home may have a few features that are appealing but what features are being overlooked that may be on one of those punch lists?

Let's start by ensuring your home listing draws buyers into those special features. 

  • Has your REALTOR included them in the description of your home?
  • Does the listing photography showcase those areas?
  • Are you talking them up when explaining your home?
  • Do your friends know your features so they can spread the word?
  • Are you highlighting them on Social Media?
  • Have you taken a video on your phone highlighting those features and sharing it?

Over and over again we see listings that overlook special features that will help sell a home quickly.

Here are some sought-after home selling features that often get overlooked but can help sell your home faster:

  1. Plenty of Storage – One of the main reasons homeowners look for a new home is the lack of storage space. No matter how beautiful the rest of the house is if it doesn’t have adequate storage areas it will be overlooked.  If you have built-in bookcases, a large attic, and spacious walk-in closets make sure they’re being highlighted in your listing.
  2. Roomy Garages – Most families have more than one car, so most buyers are looking for ample off-street parking. A two-car garage is a huge selling factor and serves as the perfect place to store tools and other equipment. Be sure to include a picture of the inside of your large garage in your listing photos.
  3. All About Green – Today’s home buyers are more environmentally friendly than ever before.  They’re looking for energy efficient appliances, energy efficient lighting, low flow appliances, VOC paint, and green products used throughout the home. Make sure these features are added to the homes listing.
  4. Outdoor Entertainment Space – Not only are home buyers interested in indoor entertainment areas; they are looking for outdoor spaces as well.  Home buyers in Lexington, SC are mainly looking for beautiful outdoor areas where they can enjoy our mild temperatures year-around. If your home features a deck, patio and a fenced yard be sure to highlight those areas.
  5. Tech is Hot! – Homes are becoming more and more “tech-savvy,” and home buyers, especially millennial buyers are looking for a home that is technologically advanced. Things like home speaker systems, keyless entry, programmable thermostats, smart-phone controlled security systems and more can be just the “WOW” factor your Lexington, SC home needs to add value and sell quickly.

If you have questions about highlighting your homes best features, please contact us at 803.622.4596 or stop by and see us at Weichert Realtors Caughman Company, 120 Ellis Ave Ste C, Lexington, SC.

6 Boost Your Curb Appeal Tips

curb appeal tips

It should come as no surprise that the first thing a potential home buyer notices is how appealing your home is from the curb.  The things you may not see are the very things that a home buyer will point out.

While you may be focused on the inside of your home, buyers will focus on the outside during their first initial drive by. An attractive home for sale in Lexington, SC that sparkles and shines from the outside will entice buyers to want to see what’s in the inside out as well.

Here are our top six curb appeal stop and take notice tips:
​​​​​​​

  1. Give it a bath. - A clean exterior can boost the asking price, while a dirty one can detract from it. So clean the siding, the brick, shutters, front door,  windows and don’t forget to wash the gutters and drain pipes as well.
  2. Give it a fresh coat. – The front door, window trim and garage door are some of the easiest places you can add a fresh coat of paint that will get the most significant results.
  3. Give it a hair cut. –The lawn should be neatly mowed and remain that way during the entire selling process. You need to be sure the lawn is edged, and no grass is growing in the cracks of any of the sidewalks that border your home. If you have landscaping that’s not appealing, take it out and replace it.
  4. Add some color. - Potential buyers like to see color when they pull up to a house. That means you should have flowers in the yard or in containers on the porch. Or add other splashes of color such as upscale rocking chairs with colorful cushions.
  5. What’s in the mail? - Look at the shape of your mailbox. Many people forget to check this, but a rusted mailbox isn’t appealing. Replace an old one with an updated version and do the same with any outdoor lighting and house numbers.
  6. Howdy neighbor? - Pay attention to how your fence looks. You may need to replace some panels or replace the entire fence. If your driveway has seen better days, you can get it repaired - and that’s relatively inexpensive - plus it adds good curb appeal.

If you have questions about what you need to do to make your home appealing,  please contact us at 803.622.4596 or stop by and see us at Weichert Realtors Caughman Company, 120 Ellis Ave Ste C, Lexington, SC.

Lake Murray, SC Living – Life is Better at the Lake

homes for sale on lake murray sc

Are you dreaming of beautiful Lake Murray, SC color-splashed sunrises or sunsets?


Maybe it’s enjoying your morning cup of coffee in peace and serenity that only comes from living on the water. Or perhaps you want to find a home where its views make you feel like you’re on vacation all year long.

Lake Murray, only 15 miles northwest of Columbia, SC is a place where you can enjoy resort-style living with all the modern amenities of a small town. Just a short drive in any direction and you can leave your lake living oasis and enjoy all the art and culture of South Carolina’s state capital, Columbia can bring. The best of both worlds in one spectacular community …year-round.

Sounds intriguing, doesn’t it?


Lake Murray covers 78 square miles or about 50,000 acres of land. Its shoreline is home to an array of lakeside communities and neighborhoods. From small weekend cottages to resort communities you’re sure to find a home that suits your style of living.

Encompassing four counties, Lexington, Richland, Newberry and Saluda its vast size alone will give you more options for a lakeside living than anywhere else in South Carolina.

Named for William S. Murray, the engineer who designed the dam was built in 1930 by damming the Saluda River. At the time the Saluda Dam was the largest earthen dam ever built. Its purpose was to generate electricity for the South Carolina Electric and Gas Company. However, the untold story that lies beneath the water’s surface is the forgotten towns that lay hidden in the depths of history.

To make room for the lake 100,000 acres of land was purchased and dozens of communities had to be abandoned including a bridge, graveyard, schools, and churches. What lies under the lake has fascinated people for years.

To keep the lake healthy they periodically lower the lake levels to allow rainfall to scour the shallow coves that wash sediments into the deeper part of the lake. This allows ample time for homeowners to repair docks, and add shoreline improvements, keeping the edge of the lake in top condition.

A Day at the Lake
 

Lake Murray is one of the top recreation destinations in central South Carolina. It hosts an array of unique activities aimed to invite people to come and enjoy a day at the lake.  Each event draws thousands of people into the area to enjoy is beautiful waters. From the Easter Regatta that lines its deep waters with sailboat races to it’s Annual July 4th Boat Parade there is always something fun to do on and around its 649 miles of shoreline.  

Recreation boating is its number one activity for most lake residents. Ski boats, pontoons, and fishing boats all share its water for a number of activities. With 25 landings and marinas offering wet and dry boat storage, motor repair, fuel supplies and so much more there is no reason boating, and fishing enthusiasts wouldn’t want to call Lake Murray home. Even if you don’t have a boat, there are plenty of places around the lake that you can rent a boat for a few hours to a few days.

Did I tell you the fishing is GREAT on Lake Murray?
 

The lake is home to a large number of fish species, but the most popular by choice is largemouth bass, striped bass, and crappie. The lake plays hosts to a large number of fishing tournaments throughout the year.

Check out the SC DNR’s Fresh Water Fishing Trends for the latest report on what is biting on the lake.

Pack a Picnic
 

Lake Murray not only offers an array of boating activities its shoreline plays host to a number of recreational areas that make perfect picnic spots.

A Restaurant with a View
 

Are you enjoying your time on the water? No need to call it a day if you get hungry. Lake Murray restaurants cater to boaters and encourage its water guests to pull into a boat slip to enjoy a refreshing drink and a bite to eat.

It’s not summertime in the Midlands unless you enjoy one of its spectacular restaurants with a view.

Home to the Purple Martin
 

Every summer hundreds of thousands of Purple Martins call Bomb Island, Lake Murray home. Residents and tourist alike make it an annual event to watch as they return for their very own summer vacation. It is estimated that more than one million birds venture north for the summer and roost on the island, giving spectators a rare look at one of nature's true wonders. The sky gets dark, and millions of birds fill the pre-dawn and evening skies each day. From the end of June until the beginning of August you can view it too.  

Schedule a Purple Martin Tour on the Spirit of Lake Murray or with Wingard’s Naturalist and USCG Captain Zach to experience a once-in-a-lifetime viewing of purple martins at one of North America’s largest purple martin roost.

Lake Murray, SC Home for Sale
 

Convenient to I-26 in Irmo and I-20 in Lexington, Lake Murray makes the perfect place to call home. There are a number of upscale housing communities around the lake that feature boat slips, and dry dock facilities for residents.

If smaller family oriented neighbors are more your style, Lexington and Chapin are two of the fastest growing areas in the Midlands and plays host to some of the best schools in South Carolina.

For many homeowners buying a home on a lake is a once-in-a-lifetime opportunity and they don’t want to only focus on the house but the whole lakefront lifestyle.

If waterfront living is calling you, look to the REALTORS® at Weichert Realtors Caughman Company to show you all the options available to living on the lake.

Do you want to know the Market Value of your Lake Murray home?
 

Order a FREE Price Trend Analysis of your home here.>>

Central Carolina REALTORS® Association Elects Charles Caughman 2019 President

Central Carolina REALTORS® Association Elects Charles Caughman 2019 President

REALTOR® leader to spearhead organization of more than 2,600 members

Lexington, SC. (December 6, 2018) – Charles Caughman, Broker in Charge/Owner of Weichert REALTORS® Caughman Co., was inducted as 2019 President of the Central Carolina REALTORS® Association. Caughman succeeds Doug Bridges.

As President, Charles will be a leader of leaders, serving a membership made up of business professionals and community ambassadors. While serving as President, Charles will work closely with Association staff, local officials and partner organizations to strengthen the real estate industry and create a fair, ethical and spirited environment for Midland’s REALTORS®. 

Since beginning his real estate career in 2007, Charles has been very active in the real estate industry. Becoming a Broker in 2014, he was instrumental in opening Caughman Company and has since franchised with Weichert to have forty-one agents throughout the Greater Lexington, SC area. Believing in the value of a trained and professional agent he offers his agents all the tools they need to take their personal business to the next level.

He has served on various committees within The Central Carolina REALTORS® Association and has served as a mentor for agents and brokers throughout the industry.

When asked what his plans are for The Central Carolina REALTORS® Association for the upcoming year, he stated:

“I’m passionate about helping our REALTORS® obtain all the professional training they need to make the real estate industry the best it can be. I want to work on helping the industry see the value in being REALTORS®, and I hope to bring all agents together in unity to provide the best experience for the consumer.”

***

About The Central Carolina REALTORS® Association

The Central Carolina REALTORS® Association has been providing the Midlands with professional real estate service for over 100 years. Chartered on July 28, 1913, CCRA strives to serve its membership by providing programs and services to enhance their ability to conduct business successfully with integrity and competency, without undue regulatory restraint, as well as to encourage the preservation of real property rights.

 The National Association of REALTORS® is the largest trade association in America, representing 1.3 million members. The Central Carolina REALTORS® Association has reached 2,600 members and continues to grow every day.

The REALTOR® Difference

The REALTOR DifferenceWhat makes a REALTOR® different from a Real Estate Agent?

Are you confused by the various names and titles of real estate professionals? If you’re entering into the real estate market for the very first time, you may find all the titles a bit confusing. Professional real estate agents go by an array of different names. Brokers, Realtors, Associate Brokers, Agents, and the list goes on. In the Real Estate Industry there are essential differences between the roles and different requirements when using specific titles. It is vital you understand what your particular real estate agent can and cannot do before buying or selling a home with them.

Let’s take a closer look at the different titles your agent might use as defined by REALTOR.com.

  • Real Estate Agent or Realtor: Anyone who earns a real estate license can be called a real estate agent, whether that license is as a sales professional, an associate broker or a broker. State requirements vary, but in all states, you must take a minimum number of classes and pass a test to earn your license.
  • REALTOR®: A real estate agent who is a member of the NAR (National Association of REALTORS®), which means that he or she must uphold the standards of the association and its code of ethics. Only real estate licensees who are members of the NAR® are properly called REALTORS®. They proudly display the REALTOR "®" logo on their business cards or other marketing and sales literature. To retain membership in the NAR, REALTORS®  are required to take additional continuing-ed classes, often focusing on ethical work habits and other consumer protection topics. Realtors are required to complete an ethics course every four years.
  • Real Estate Broker: A person who has taken education beyond the agent level as required by state laws and has passed a broker’s license exam. Brokers can work alone, or they can hire agents to work for them.
  • Real Estate Salesperson: Another name for a real estate agent.
  • Real Estate Associate Broker: Someone who has taken additional education classes and earned a broker’s license but chooses to work under the management of a broker.

Why use a professionally trained REALTOR®?

Buying or selling a home is one of the most significant financial investments you’ll make in a lifetime. It is essential that you put your trust in a REALTOR® that has been professionally trained by the National Association of REALTORS®.

There are many factors to consider when entering the real estate market and a REALTOR® can offer priceless information that may save you a great deal of money - or save you from making a terrible mistake.

Real estate can be complicated; a REALTOR® can make the difference in a successful transaction.

Here are just a few critical reasons why you should be using a REALTOR®.

  • REALTORS® work to qualify prospective buyers in their financial ability to purchase.
  • REALTORS® use many forms of advertising including newspapers, social media, magazines, contact with out-of-town buyers and the Multiple Listing Service (MLS).
  • REALTORS® have access to current market information substantiating comparable selling prices for specific types of homes, allowing sellers to establish realistic prices while obtaining fair market value for their property.
  • REALTORS® are required to upgrade their professional abilities by keeping informed about market trends, the latest industry innovations, new legislation, and civil rights.
  • REALTORS® subscribe to a strict Code of Ethics and accept the responsibility of promoting the interests of buyers and sellers by protecting them from fraud and misrepresentation.
  • REALTORS® are required by law to complete continuing education on an ongoing basis.

NAR is the largest professional real estate association with over one million members. Whether you’re selling or buying you should always look for REALTOR® logo when choosing your real estate professional.


If you have questions about hiring a REALTOR®, please contact us at 803.622.4596 or stop by and see us at Weichert Realtors Caughman Company, 120 Ellis Ave Ste C, Lexington, SC.

Use These Insider Tips to Make Your House Sell Faster

Insider Tips to Make Your House Sell Faster

We know selling a home can be a stressful process.  Even more so if you need to sell it quickly. We’ve put together a few things that will help sell your home faster.

  1. A home that looks good will sell more. Keeping your house clean will go a long way toward encouraging potential buyers.  Keeping the lawn and shrubbery trimmed and pressure washing the outside is essential for those first drivebys.  
  2. Flowers and tasteful lawn accents can make your home look more attractive and add interest.  If you don’t have a green thumb, pick up a few hanging baskets to add color and greenery to the entrance of your home.
  3. A fresh coat of paint can make your house more attractive without taking up too much time.  New paint makes your home look more polished and gives the impression of it being well cared for.
  4. Making necessary repairs.  Even minor repairs can do wonders for a home's desirability.  Replacing old paint or wallpaper, for example, can be done quickly and inexpensively.  Yet it has quite an impact on the look of your home.
  5. Rearranging your furniture can help your home sell more quickly.  Arranging items in a way that makes a room look larger can work to your advantage.  Furniture can also be moved to showcase your home's assets improve the flow making it look more inviting.

If your home needs repairs but you prefer not to make them, being upfront about them can actually save you time and headaches.  Many buyers will require a home inspection before closing the deal, and it will reveal any problems present.  Disclosing any known issues and adjusting the asking price can work to your advantage.

If you are looking to sell your home quickly, the price is an essential factor.  While you probably want to get the most money possible out of your home, selling fast will likely require you to set the price somewhat lower than you might otherwise set it.  Still, setting it a bit higher than bottom dollar allows you and potential buyers room to negotiate.

Making some minor adjustments to your home, pricing it competitively, and making sure buyers know about it can help it sell more quickly.  People can't buy what they don't know about, so proper marketing is essential. 

A home that looks nice and is priced to sell will attract more prospective buyers.

-----------------------------------------------------------------------------------

If you have questions about how to sell your home faster, please contact us at 803.622.4596 or stop by and see us at Weichert Realtors Caughman Company, 120 Ellis Ave Ste C, Lexington, SC.

How To Determine the Selling Price for Your Home

How to Determine a Selling Price for Your Home

First-time home sellers often have a lot to learn when putting their homes on the market.  Unless they have been previously involved in real estate in a different capacity, they are entering uncharted territory.  Setting a selling price is often one of the most dreaded tasks because those new to selling homes do not know where to begin.

Here at Weichert Realtors Caughman Company, we take the guesswork out of setting a selling price. As experienced agents in the Lexington, SC area we know what factors affect the price. We know how to set the asking price to your advantage and help you get the most money possible.

Real estate markets vary from city to city and even neighborhood to neighborhood.  As local agents serving the Midlands of South Carolina will are more familiar with the area's market trends than someone who is not familiar with the local market.  That means we can more easily determine how much your home has the potential to sell for and help you set the asking price accordingly.

There are many factors we look at when helping you determine a selling price:

  • The past and present listings in the area
  • Listings that have closed recently in the area
  • Looking at homes that are similar in size, age, and acreage
  • Comparisons within a half-mile radius
  • Pending listings
  • Active listing 
  • How long listings have been on the market
  • Forecasting to help us determine the value of the home

Once we have determined what prices homes similar to yours have been selling for, we look at the state of the real estate market.  In a seller's market, there are more buyers than there are homes for sale.  This allows sellers to get a higher price for their homes due to the high demand.  A buyer's market is present when there are more homes for sale than potential buyers.  That means that you will need to price competitively.  In a balanced market, you can expect to get a price similar to that of other comparable homes that have recently sold.

Pricing your home can seem like a difficult task, but it doesn't have to be.  We can help you determine the best asking price for your home if you choose to use one.  If pricing your home on your own, looking at listings of similar homes can help you settle on an amount.  As long as you don't price your home so high that buyers will not even consider it, there is always the opportunity for negotiation.

-----------------------------------------------------------------------------------

Do you want to know the Market Value of your Home?

Please click here to start a FREE Price Trend Analysis of your home.

As real estate agents serving Lexington, SC, we know first hand how confusing the home selling process can be.  Many of our clients come to us knowing we will take the stress out of home selling and make it a painless and seamless transaction. If you have questions about selling your home in Lexington, SC, please call us at 803.622.4596 or stop by and see us at Weichert Realtors Caughman Company, 120 Ellis Ave Ste C, Lexington, SC.

Should I Sell My Home During the Holidays?

We often get that question this time of year. Typically spring and summer are the best times of year for home sellers. However, here in South Carolina with our mild winters, any time is a good time, and that includes the time between Thanksgiving and New Years.

We feel it makes sense to sell during the holiday season for a few reasons:

  1. Listing a home now before the housing inventory rises in the spring help lower the competition.
  2. Buyers tend to be more motivated toward the end of the year when they may be seeking extra tax benefits.
  3. Potential buyers have more time to search for homes since most take vacations during holiday breaks.
  4. Larger companies tend to relocate employees in December so they can start new positions January 1st.
  5. If you sell now, it will position yourself to start looking for a new house after the first of the year when others sellers get serious about listing their home.

If you decide that listing your home right before the holiday season is in your best interest, here are a few tips to help you along:

  • Keep holiday decorations to a minimum.
  • Don’t cover up essential selling features of your home.
  • Choose a smaller tree to keep the flow and walking areas of your home open.
  • Use more red than green since red is an emotionally appealing color.
  • If using centerpieces choose nature-themed arrangements.
  • Set out a plate of holiday cookies at your open house with festive paper napkins.
  • Don’t include over religious or too personal decorations.
  • Use tasteful yet festive decoration.  Simple greenery added to your mantel  and an elegant nature-themed wreath on your front door will help buyers fall in love with your home. You want to appeal to as broad an audience as possible.
  • Don’t forget curb appeal. Add festival but yet tasteful, simple decorations to your front stoop and forego blow-up decorations and strings of colorful lights.
  • PLEASE NOTE: Buyers are busy this time of the year, so be flexible with showing times.

Now is the time to get a jump ahead on those springtime listings. Let one of our agents here at Weichert Realtors Caughman Company know if you have any questions about selling your home during the holidays. 

-----------------------------------------------------------------------------------

Do you want to know the Market Value of your Home?

Please click here to start a FREE Price Trend Analysis of your home.

As real estate agents serving Lexington, SC, we know first hand how confusing the home selling process can be.  Many of our clients come to us knowing we will take the stress out of home selling and make it a painless and seamless transaction. If you have questions about selling your home in Lexington, SC, please call us at 803.622.4596 or stop by and see us at Weichert Realtors Caughman Company, 120 Ellis Ave Ste C, Lexington, SC.

It’s Time for Winter On-Peak Hours

Mid Carolina On-Peak Hours

Now that we just turned our clocks back, and we’re starting to gear up for hot chocolate, football, and (my wife’s favorite) all those Hallmark movies, it’s time to start watching our homes energy consumption.

Our friends over at Mid-Carolina Electric have just announced their Winter On-Peak hours for 2018.  From November 1 - March 31 the hours between 6:00 am – 9:00 am will be classified as Winter On-Peak Hours. 

What does On-Peak Hours mean?

During certain times of the day, when consumers use more energy, the electricity company charges a higher amount of energy usage. This time is known as peak energy usage. They advise that you try to avoid heavy electric usage during those hours to keep your energy bill under control.

How can you reduce your energy use?

  • Operate washing machines, clothes dryers, dishwashers, and other large appliances during off-peak hours.
  • Unplug electronics when not in use.
  • Put the hibernation feature on your computers.
  • Keep your thermostats set at 68 degrees and install a programmable thermostat to keep it from increasing during on-peak times.
  • Install motion sensors.
  • Seal and insulate your attic access door, air conditioning window units, and any opening to the outdoors.
  • Close your chimney damper when not in use.
  • Install low-flow shower heads.
  • Replace furnace filters often.
  • Install timers on electric water heaters and recirculation pumps, so they operate mainly during off-peak hours.
  • Turn off all but essential lights during on-peak hours.
  • Enjoy electricity-consuming hobbies during the off-peak hours.

If you would like more energy saving tips, checkout Mid-Carolina’s

101 Low Cost / No Cost Home Energy Saving Measures

Mid-Carolina offers energy audits to help identify the best ways to save and the most cost-effective measures to take.  If you would like to know more about the energy you use or to schedule an energy audit, please call them at 803-749-6400.

-----------------------------------------------------------------------------------

As real estate agents serving Lexington, SC, we know firsthand how confusing the home selling process can be.  Many of our clients come to us knowing we will take the stress out of home selling and make it a painless and seamless transaction. If you have questions about selling your home in Lexington, SC, please call us at 803.622.4596 or stop by and see us at Weichert Realtors Caughman Company, 120 Ellis Ave Ste C, Lexington, SC.

DON'T MISS A NEW LISTING AGAIN!
Register Now
Already registered? Login

FREE AUTOMATED EMAIL UPDATES
Sign in to take advantage of all this site has to offer. Save your favorite listings and searches – also receive email updates when listings you like come on the market for free!
*Contact Information is NOT Shared*

Charles Caughman
Weichert Realtors Caughman Company

Phone: 803-622-6171
Email: charles@teamcaughman.com

Quick Search


view all


Any

Any

No Min.

No Max.

Contact Us





* fields are required

Thank you for visiting today. If this is your first visit, take your time and look around. We have plenty of information and resources available to you. If you are a return visitor, thank you. We would love to hear from you. We can serve all your real estate needs.

Real Estate Websites by iHOUSEweb iconiHOUSEweb | Admin Menu